Citizenship: How can I spend money responsibly?

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RSE & PSHE >
Key stage 2 >
Year 4 >
Citizenship: How can I spend money responsibly?

Please note

These lessons have been refreshed to keep the content current and relevant. They will be fully reviewed and updated when the new National Curriculum is published in 2027.

Unit outcomes

By the end of the unit, pupils should be able to:

Name different payment methods.
Identify some advantages and disadvantages of different ways to pay.
Record and track money spent, saved and left.
Explain what a budget is and plan how to spend and save a set amount of money.
Decide whether something offers value for money by considering its cost, usefulness and quality.
Identify some of the things that can influence people to spend money.
Explain how spending choices can affect people and the environment.
Recognise feelings that may arise in money-related situations and suggest helpful ways to respond.

Suggested prior learning

Citizenship: What careers do people choose and why?

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Lessons

Key knowledge

To know:

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Key vocabulary

bank (Y3/4)

budget (Y3/4)

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Cross-curricular opportunities

English: Spoken language.

Maths: Number – Addition and subtraction.

British values: Individual liberty; Mutual respect.

Build on learning

Citizenship: How can we make a difference in our communities and beyond?

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